Personal Finance for Students of All Ages


Image by AMagill via Flickr

Beginning with the graduating class of 2014, personal finance is a required subject for Ohio public school students. Given the state of economic affairs, I think this is a credit that will benefit all students. It’s never too early to begin showing and discussing money affairs with our children. I have some resources that you can incorporate into your math curriculum or teach as a separate topic.

My Family Counts workbook is free and can be downloaded and used to introduce and discuss with your elementary students ideas such as needs versus wants,saving, spending, giving, setting goals, budgeting, and banking transactions. There is also a free online game called Nicklesberg that you can register your student and is designed for students 3rd to 5th grade.

Looking for a homeschool curriculum? Many people recommend Dave Ramsey’s course.

Dave Ramsey Financial Peace The Foundations in Personal Finance for Homeschool Student Text is a comprehensive, 288-page student soft-cover consumable. It provides students an opportunity to learn, practice, and apply important personal finance knowledge and skills. The 12 chapters are aligned with the National Standards for Financial Literacy.

Here are several online courses for your high school student if you’d like to have your scholar do it this way.

Practical Money Skills for Life has a FREE downloadable course for your 9-12 grade student.

This dynamic financial literacy curriculum for 9 – 12 graders features engaging design, student-centered activities, research projects, discussion points, and tools and resources–all designed to engage students in learning the personal finance skills they need to succeed in life after high school.

Time4Learning is affordable if you have a student that can move through the coursework  fairly quickly. It is $30.00 per month and you may quit at any time. I have copied the description from the website

High School Personal Finance

The high school Personal Finance curriculum is organized into thirteen exercises that cover topics such as balancing a checkbook, avoiding debt, saving for home ownership, preparing for retirement, and performing investments using a program designed to simulate real stock market transactions. This course is designed to help students understand economics as a whole, and the importance of financial responsibility, both in college and beyond.




2 thoughts on “Personal Finance for Students of All Ages

  1. Just finished teaching Dave Ramsey’s Financial Peace class at co-op. It was really well done and easy. I found that my students were asking important questions about paying for college that they don’t always own for themselves at that age. Of course it was from a Christian perspective so I did not feel like we were just fulfilling another state requirement. Highly recommend!!

    Liked by 1 person

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